It really doesn't matter whether your present bank balance resemble shoe sizes or telephone numbers: what will matter is what are your financial aspirations and how well are you preparing yourself to achieve them. It can all start with a Personal Financial Plan, exclusive and customized to meet your dreams.

Case I

The family of Mr. Dipak Saha (34 years) comprises of his wife (30 years)-a self-employed professional, son (3 years) and mother around 55 years.

Case II

Dipak and Rina Roy are a couple in their late thirties. Dipak is working as a Asst. Professor in a reputed Management College whereas Rina is a house-wife. Both enjoy good health, which they inherited from their parents. They have 2 children Vishal (12) & Rima (8). They do not anticipate the need to provide significant financial support to their parents or other family members.

Case III

Mr. Manohar Apte aged around 53 years had been working as a deputy manager of a public sector bank. Started in the clerical cadre almost two and half decades back, he could have climbed the corporate ladder much faster but for his interest in politics, which had prevented him from accepting promotions due to him. During his entire life, he had paid very little time and energy to arrange his finances and saved little beyond the statutory minimum. The sudden detection of carcinoma and his death following a brief period of treatment was therefore a shattering experience for his whole family both emotionally and financially.

Case IV

Rahul now 27 years of age is working with a Multinational Company as a Human Resource Executive. Rahul did his MBA and initially joined a small manufacturing unit as a Management Trainee at a very moderate pay but got a decent jump in his salary after he joined his present firm. He got married last year to his former classmate Swapna, who is working as a Customer Services Executive in a DSA (Direct Sales Agency) of a loan product company.